Credit Risk
Outcomes
Enhancing Decision Making with Predictions
Enhancing Service Delivery with Data Insights
Data Mining for Decision Making
Forecasting Trends with Predictive Analytics
Predictive Frameworks
Identifying Trends with Predictive Insights
Understanding Supervised Learning Techniques 
Email classification,
credit scoring Decision Trees Both A tree-like model that makes decisions based on feature values, splitting the data into subsets
...Customer segmentation,
risk assessment Support Vector Machines (SVM) Classification A supervised learning model that finds the hyperplane that best divides a dataset into classes
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Outcomes 
Risk Management: Predicting outcomes allows businesses to identify potential risks and mitigate them proactively
...3 Financial Services A financial institution used predictive analytics to assess
credit risk
...
Enhancing Decision Making with Predictions 
Enhanced inventory management and resource allocation Finance
Credit scoring and
risk assessment Reduced financial risk and improved decision-making Operations Predictive maintenance
...
Enhancing Service Delivery with Data Insights 
Proactive Problem Solving Anticipates potential issues and provides recommendations to mitigate
risks before they escalate
...Financial Services In financial services, prescriptive analytics can help organizations: Assess
credit risk by analyzing customer financial behavior
...
Data Mining for Decision Making 
Risk Management Data mining techniques can identify potential risks and fraud, enabling proactive measures to mitigate them
...Finance:
Credit scoring, risk assessment, and fraud detection
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Forecasting Trends with Predictive Analytics 
Finance: Assists in
risk assessment and financial forecasting
...Finance: Detects fraudulent activities and assesses
credit risk
...
Predictive Frameworks 
Sales forecasting,
risk assessment Machine Learning Models Employ algorithms that improve automatically through experience
...Some notable applications include: Finance: Predicting stock market trends,
credit scoring, and risk management
...
Identifying Trends with Predictive Insights 
Sales forecasting,
risk management Time Series Analysis Analyzing time-ordered data points to identify trends over time
...Finance: Assessing
credit risk, detecting fraudulent activities, and predicting stock market trends
...
Feature Selection 
Reduced Overfitting: Simplifying the model reduces the
risk of overfitting, where the model learns noise in the training data instead of the underlying data distribution
...Feature Selection Feature selection is widely used across various sectors and applications, including: Finance: In
credit scoring and risk assessment, selecting relevant financial indicators can enhance predictive accuracy
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Using Predictive Analytics for BI 
Risk Management: Identifying potential risks and mitigating them proactively
...Finance Financial institutions utilize predictive analytics for
credit scoring, fraud detection, and risk assessment
...
Eine Geschäftsidee ohne Eigenkaptial 
Wenn ohne Eigenkapital eine Geschäftsidee gestartet wird, ist die Planung besonders wichtig. Unter Eigenkapital zum Selbstständig machen versteht man die finanziellen Mittel zur Gründung eines Unternehmens. Wie macht man sich selbstständig ohne den Einsatz von Eigenkapital? Der Schritt in die Selbstständigkeit sollte gut überlegt sein ...